Turnkey Claim Advocacy • 100% Direct Billing

We Speak Adjuster. $0 Out-of-Pocket Beyond Deductible.

Filing an insurance claim after a catastrophic house fire, burst pipe, or tornado is stressful and complex. Insurance companies deploy their own adjusters to minimize payouts. TRC serves as your technical advocate—documenting every single loss line-item in Xactimate to ensure 100% fair coverage.

Our Transparent Roadmap

How TRC Navigates Your Claim From Hour-Zero

You will never be left negotiating with insurance adjusters alone. We manage all technical loss documentation, meetings, and invoicing.

STEP 01

Photographic Loss Documentation

Before a single piece of charred drywall or wet carpet is moved, our crew captures hundreds of high-resolution geo-tagged photos, video scans, and thermal moisture logs to prove initial loss.

✓ Indisputable Evidence
STEP 02

Certified Xactimate Pricing

We prepare your scope of loss using Xactimate—the exact same software platform required by 99% of property insurance carriers—ensuring pricing compliance with regional material and labor rates.

✓ Industry-Standard Estimating
STEP 03

Joint On-Site Adjuster Walkthrough

When your insurance carrier's adjuster visits the property, our senior project superintendent walks beside them, pointing out hidden framing char, cavity moisture, and code required upgrades.

✓ On-Site Advocacy
STEP 04

Direct Billing & Zero Gap

We bill your carrier directly. Once the insurance scope is settled, you only owe your standard policy deductible. No surprise fees, no hidden labor markups.

✓ Deductible Only
Oklahoma Consumer Protection

Did You Know? You Have the Legal Right to Choose Your Contractor.

Under Oklahoma insurance law, you are under no obligation to use your insurance company's preferred vendor list. Many insurance-preferred vendors prioritize carrier savings over complete homeowner restoration. TRC works strictly for you, ensuring your home is rebuilt without shortcuts or cheap substitutes.

check_circle100% Policyholder Representation
check_circleSupplemental Claim Filing Handled
check_circleLicensed OK General Contractor #80014298
check_circleIICRC Certified Water & Fire Firm
Universal Carrier Compatibility

Insurance Carriers We Directly Bill

We work seamlessly with all primary homeowner and commercial insurance providers in Oklahoma.

State FarmPremier Carrier Network
Direct Billing
AllstateGood Hands Approved
Direct Billing
USAAMilitary & Veteran Priority
Direct Billing
Liberty MutualTorch Direct Billed
Direct Billing
TravelersRed Umbrella Certified
Direct Billing
FarmersFast-Track Adjuster Scope
Direct Billing
ChubbHigh-Value Property Elite
Direct Billing
American FamilyFamily Property Advocacy
Direct Billing
NationwideOn Your Side Billing
Direct Billing
SafecoDirect Adjuster Payout
Direct Billing

Universal Policy Coverage: TRC is licensed to bill all private, commercial, and national property casualty insurers in Oklahoma via official Xactimate software.

Xactimate 28 Certified
Zero Out-Of-Pocket Worry

Have Questions About Your Claim? Let Us Review It Free.

Before signing off on an adjuster's lowball initial estimate, let our certified estimators review the damage scope with you.